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Employer Services

A suite of services & technology designed to reduce the cost of offering benefits.

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Individual Services

Find the right health insurance for your family's unique needs.

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Broker Resources

We provide the tools and services brokers need to succeed.

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Who We Are
Serving Others. Enriching Lives.

Our culture of caring about you, your family, and the community in which we reside has made us one of the most successful benefit firms in the Mid-Atlantic.

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Years In Service
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K+
Employers Supported
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M
In Revenue in 2023
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K+
Individuals Enrolled
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Customized Benefit Websites

Your employees will have access to their benefits information 24/7. 

We Simplify the Complex

Let us save you time and money by guiding you through the process.

Why Towne Benefits
We Go Above and Beyond For Employers

Our diversified team of experts and hands-on approach will keep you and your business on track for success not just during renewal but all year long. From compliance experts to payroll specialists, we can always answer any question you may have. 

Community Involvement
Committed to Our Communities

Towne Benefits is focused on giving back to the communities we serve throughout Virginia, North Carolina, and South Carolina. As a local company, our employees are active volunteers, serving on numerous boards and donating their time and talents to local organizations.

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TFA Edge
Broker Solutions Delivered

TFA Edge won't give you 25 hours in a day, but it will help you make the most of the time you do have. With one census, what can take hours is easily condensed to mere seconds. The best part - it's complimentary to our brokers!

  • Easily Import Group Census
  • Quote Health, Dental, Vision, & More
  • Proposal Ready Output
  • Pay or Plan Analysis
  • Cost Comparisons
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Testimonials
What Our Clients Are Saying
We are in safe hands.

I want to take a moment to thank everyone at Towne Benefits and TowneBank for a successful 2025 Benefits Open Enrollment! I am beyond grateful and impressed with the quality of products we are offering our employees and the competitive rates you fought so hard to obtain, making us a very competitive employer. We are in safe hands, and your kindness, professionalism, and efficiency have shown tremendously. Thank you for making us feel VIP every step of the way. I know we are not the only clients but you made us feel like we were. I look forward to doing business with you.

Karla Medina
Iron Horse Contracting
Everyone at Towne Benefits worked with us to make well-informed decisions, and we met our deadlines with ease.

As an employer with less than 100 employees, benefits administration and cost are always an issue. We were looking for expert knowledge, guidance, and great customer support to meet our needs. Another challenge was changing our open enrollment period to suit our business better. Greg Clarke and his team at Towne Benefits met and exceeded all our expectations. Greg was able to come up with a plan and implement it flawlessly. Communication and customer service throughout the process were top-notch, answering all our questions quickly and updating us throughout the process. Everyone at Towne Benefits worked with us to make well-informed decisions, and we met our deadlines with ease. We look forward to working with Greg and his team at Towne Benefits for many years to come.

Wayne Starnes
Wallace Farm Garden Products
The personal attention we receive during the renewal process and throughout the year is outstanding.

We started using Towne Benefits in 2018 after being less than satisfied with our previous provider. Keeping up with regulations and compliance was always a daunting task, until Towne took over. At renewal time, plans and rates are laid out in an organized way, solid advice is given, and making plan choices is much easier. The personal attention we receive during the renewal process and throughout the year is outstanding. We highly recommend Towne Benefits

Dan Beck
Beck Roofing Corporation
Towne Benefits has been our benefits broker for over ten years and has consistently provided exemplary service

Towne Benefits has been our benefits broker for over ten years and has consistently provided exemplary service. Their team is caring and professional, going above and beyond to ensure that we have the best benefit offerings available. I highly recommend partnering with them!

Eileen Lowe
Williamsburg Community Chapel
We came through the year with a successful ACA strategy, remained compliant and in good standing with employees.

During a time when there are so many questions and very little answers regarding healthcare reforms and benefit requirements, Towne Benefits brings insightful thinking and real strategies as well as answers and solutions. We came through the year with a successful ACA strategy, remained compliant and in good standing with employees.

Tom Knox
SeniorCorp, CareFamily LLC

Thank you to Towne Benefits for always being helpful and responsive to our insurance needs. Special kudos to our Benefits Consultant, Blake!

Ron Saunders
I had the pleasure of working with Towne Benefits to continue my health insurance through COBRA during the COVID pandemic.

The team is very professional and timely in their responses and information. I can't thank them enough for their helpfulness and kindness during this stressful time. I lost my job due to ongoing health complications from COVID and not knowing if I could afford or continue my insurance was a gigantic source of stress and depression for me, which they helped take off my shoulders. I feel like I can breathe easy again knowing they are there to help me.

Briana McLaren
Recent News & Webinars
Check Out What's Been Going On
Webinar
2024 Employer Reporting for Small Self-Funded Employers
An employer with a self-funded or level-funded plan is deemed to be the issuer of the employee’s health insurance policy by the IRS and required t...
December 17, 2024
Benefit Brief
2025 Anthem CE Days
Register now through January 7 to earn eight hours of CE credits at no charge with virtual training, courtesy of Anthem! This is for Virginia-resi...
December 11, 2024
Webinar
2024 Employer Reporting for Applicable Large Employers
Join our Compliance Specialist, Corbin Granger, to review the necessary forms for ALE C-reporting and how to complete and submit them to the IRS.
December 10, 2024
December 2024 Newsletter
Did you know that both Virginia and North Carolina have unemployment portals for employers that enable you to log in and see who has filed a claim...
December 04, 2024
Webinar
Reference-Based Pricing with Allstate
Please join us for a webinar with Eric Keefe from Allstate to learn about the basics of Reference-based pricing and how insurance carriers leverag...
November 20, 2024
Benefit Brief
Preparing for the Corporate Transparency Act
The CTA, which became effective January 1, 2024, requires certain business entities (including corporations and LLCs) to report their beneficial o...
November 12, 2024