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March 2025 Newsletter

Thursday, March 06, 2025

Employee Wellness 

Provide your employees with the latest wellness newsletter with the March edition of Live Well, Work Well

Educate employees about their benefits with the March Benefits & Me Newsletter.

Additional Guidance on ACA Reporting Relief and E-Filing

Effective for the 2024 reporting year, employers are no longer required to automatically send a 1095-B or 1095-C to a covered individual/employee. The employer must only provide the form 1095-B or 1095-C upon request. While the relief is considerable, a multi-state employer should review state reporting requirements relative to the ACA, as the employee and employer may have additional state reporting requirements.

To use this relief, an employer must provide a “conspicuous, timely, and accessible” notice to individuals and honor requests by January 31 of the year following the calendar year to which the term relates or 30 days after the request, whichever is later. The employer must still file the 1094/1095-B and 1094/1095-C with the IRS by March 31, 2025. 

Click here to learn more. 

Medicare News

IRA Changes to Medicare Part D May Impact Employer Plans

Medicare Telehealth Coverage Changes March 31, 2025

Five Reasons to Review Your Medicare Advantage Plan Before Open Enrollment Ends

RxDC Reporting for the 2024 Plan Year

Group health plans and health insurance issuers must annually submit detailed information on prescription drug and healthcare spending to CMS. This reporting is referred to as the “prescription drug data collection” (or “RxDC report”). The next RxDC report is due by June 1, 2025, covering data for 2024.

Towne Benefits is gathering information from each of our carrier partners to help employers meet the RxDC reporting timelines. Please click here to learn more. 

HR and Compliance Insights

March 2025 HR Brief

Executive Order to Expand IVF Access and Reduce Costs

Comparison of Americans with Disabilities Act and Pregnant Workers Fairness Act Requirements

1095 Form Reporting 2025 Changes

ICYMI - If you're responsible for your company's HR or payroll compliance functions, you will find that the IRS has given you a little gift in 2025 by lightening the 1095 reporting load. This episode explains the details of four important 1095 changes that may benefit you.

Click here to listen!