Employee Wellness 
Provide your employees with the latest wellness newsletter with the September edition of Live Well, Work Well.
Educate employees about their benefits with the September Benefits & Me Newsletter.
Deadline for Employers to Receive MLR Rebates is Approaching
Employers with insured group health plans may soon receive a medical loss ratio (MLR) rebate from their health insurance issuers. Issuers who did not meet the applicable MLR percentage for 2023 must provide rebates to plan sponsors by September 30, 2024. These rebates may be in the form of a premium credit or a lump-sum payment. Click here to learn more about MLR rebates.
Our Towne Benefits Compliance Specialist, Corbin Granger, recently hosted a webinar on How Employers Should Handle MLR Rebates. You can view the recorded webinar on our website or YouTube if you missed it.
Medicare News
Do you know your Medicare ABCDs?
White House Announces Results of Medicare Drug Price Negotiations
Working Seniors See Changes to Medicare
New Episode of HR on Mic: Accommodations
Have you ever had an employee ask for some sort of accommodation for a medical or religious reason? “Accommodation” is a word that you may hear from time to time if you’re a people manager, and in this episode of HR on Mic, Corbin and Barbara explore three laws that require employers to make employee accommodations under certain circumstances.
HR and Compliance Insights 
Supporting Working Parents During the School Year
Increased Civil Penalty Amounts for SBC, MSP, HIPAA Violations
Gag Clause Attestations due December 31, 2024
Under the Consolidated Appropriations Act (CAA) group health plans and health insurance issuers are prohibited from entering into agreements with providers that prevent enrollees, plan sponsors, or referring providers from seeing provider-specific cost and quality data. Plans and issuers must annually attest to CMS that they are in compliance with all requirements, known as the Gag Clause Prohibition Compliance Attestation (GCPCA). Plans and issuers must attest no later than December 31, 2024.
Each carrier has different processes for collecting and submitting gag clause information. We will continue to update this page on our website as the information becomes available.